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On November 9, 2016, benefits were mailed to eligible class members.

If Midland Credit Management, Inc., Midland Funding, LLC, or Encore Capital Group, Inc., or their affiliates, filed a lawsuit against you, you may benefit from this class action settlement.

Si Midland Credit Management, Inc., Midland Funding, LLC., o Encore Capital Group, Inc., o sus afiliadas hicieron una demanda en su contra, usted podría beneficiarse con este arreglo de demanda colectiva. En el sitio Key Dates/Docs hay disponible una versión de este aviso en español.

The case is titled: Andrea Brent v. Midland Funding, LLC, et al., Case No. 3:11-cv-1332; and related cases:
Martha Vassalle, et al. v. Midland Funding, LLC, et al., Case No. 3:11-cv-0096;
Hope Franklin and Thomas Hyder v. Midland Funding, LLC et al., Case No. 3:10-cv-0091; and
Midland Funding, LLC v. Andrea Brent v. Midland Credit Management, Inc., Case No. 3:08-cv-01434.

Case Summary

In this lawsuit, the Plaintiffs claimed that Defendants violated the law by filing collection lawsuits against Plaintiffs with an affidavit that allegedly contained false information as to the personal knowledge of the affiant. The Court has already ruled that Midland violated the Fair Debt Collection Practices Act ("FDCPA") and an Ohio consumer statute by filing these affidavits. The Court has also entered an injunction against Midland. The Defendants continue to deny that their use of any of their affidavits violated the law.

The Purpose of This Website

This Website is intended (1) to inform you of the lawsuit, (2) to describe the settlement, (3) to notify you of how your legal rights are affected, and (4) give you instructions on how to get additional information about the case and the settlement.

Class Member Definition

The Court has decided that everyone falling under the following definition is a Class Member:

All natural persons (a) sued in the name of Midland, (b) between January 1, 2005 and March 11, 2011, (c) in any debt-collection lawsuit in any court, (d) where an affidavit attesting to facts about the underlying debt was used by Midland in connection with the debt-collection lawsuit.

Additional Information

For more details about the settlement, please review the full Notice located on the Key Dates/Docs page. You may also consult the Common Questions page to answer any general questions you may have about the case. To contact the Class Administrator, use the Contact Us page.

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